Businessowners should always carefully study and analyze their commercial insurance needs, which offer a range of IMPORTANT PROTECTION related to their business. From commercial vehicles to property insurance and insurance to cover the employees within the business, owners can safeguard and protect their business investment and lower the risk of a scenario of a claim affecting its growth and reputation.

Commercial Auto Insurance

• Commercial General Liability Insurance (CGL)

• Bodily injury, property damage, personal injury, and advertising injury are covered with a CGL policy.

• Commercial Property Insurance

• A commercial property insurance policy acts like a homeowners policy, except that is for a business.   There are similar covered items, such as fire, theft, and natural disasters that pertain to the business property.

• Workers Compensation

• Workers that are hurt while at work can rely on workers compensation for their lost of income and medical expenses. This coverage is commonly required by employers, and it could extend to temporary employees.

• Business Owner Package (BOP)

• Small Business Owners can take care of many insurance needs by buying a BOP policy – This policy usually includes vehicle, property damage, business income, property, and bodily injury and other types of basic insurance needs. All-in-One!