Life Insurance, A LIFE PROTECTION POLICY YOU MUST HAVE!

Choosing the correct Life In­surance Policy is one of the most important financial decisions you can make. The coverage from this type of policy protects your family from financially worrisome situations if you are not there to provide for their needs. When you work with an independent agent like one of our dedicated agents at SEGUROS EL TRIUNFO; you can obtain the protection your family needs with the most compatible insurance company based on your Individual needs!

What Type of Policy Is Right for You?

One of the most important decisions you need to make is to decide what type of Life Insurance Policy is right for your family situation. The biggest factor to consider is time, affordability and complete a full Needs Analysis with one of our Licensed Agents!

Types of Life Insurance

• WHOLE LIFE: With this Insurance Policy, the individual is covered for their entire lifetime, as long as the policy is projected accordingly with the guaranteed features offered.

• TERM INSURANCE: This Life Insurance Policy is in place for a set amount of time. 10, 15, 20 or 30 years.   This type of policy is less expensive than a WHOLE LIFE or UNIVERSAL LIFE, but provides your family with financial protection when it is most at risk, such as when you have a mortgage to pay, other debts and dependents relying on your income.

• UNIVERSAL LIFE INSURANCE: Universal Life (UL) insurance is a form of permanent life insurance with a Cash Value Element.

• There are other options to take into consideration such as Child Life Insurance Policies which provide financial aid to cover medical costs for the death of a child or a Critical,  Chronic, or Terminal Illness if the policy includes LIVING BENEFITS!

Other options include Accidental Death, Critical Illness, Long-Term Care policies, Final Expense Coverage, and Disability Insurance.

Finding the Right Policy

To ensure you get the right type of policy discuss your needs with one of ouelr independent agents. You can get a comparative quotes for policies available to you.  You are not getting a quote from just one insurance company though. Rather, you'll receive a quote from numerous Life Insurance Companies that fit your needs that way, you can obtain the best policy for your specifics needs and budget.